Family Financial Counseling

Budget and Money Management: 

• Understand your current financial situation
• Devise ways to manage your money that work for you

 Reaching Your Financial Goals: 

• First time home buyer information and counseling
• Saving for education
• Planning for retirement

 Consumer Debt:

• Negotiate with your creditors
• Explain your rights
• Analyze your options; payments schedule, debt consolidation loan, home equity loan, bankruptcy

Late Mortgage Payment: 

• Negotiate with your lender for short-term relief and a long-term solution
• Help you understand your options and avoid foreclosure

Senior Financial Counseling

Financial Organizing: 

• Organize important papers and contacts
• Organize expenses if you have to live on less income
• Explore options to increase income

 Solving Financial Problems: 

• Credit card debt
• Mortgage delinquencies
• Property tax arrears

 Complete Tax Forms: 

• Federal and State income taxes
• Nassau County Partial Property Tax Exemption
• New York State Tax Rebate (IT214)
• New York School Tax Assistance Relief (STAR)

 Bill Payer Assistance

Who will receive bill payer assistance? 

• Seniors who are able to make responsible decisions about their finances

 What services are provided? 

• Sorting and organizing bills
• Setting up a monthly income/expense budget
• Balancing the checkbook
• Writing out checks for you to sign

 What are program safeguards? 

• Volunteer bill payers are trained and monitored by Family and Children's Association
• Monthly reports of all transactions are submitted to the agency
• Monitors compare monthly reports and bank statements
• Insurance coverage from Family and Children's Association and from AARP
• Oversight from Family and Children's Association, AARP, and Nassau County Office of Senior Citizen Affairs